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5 Threats to Your Florida Roof

Living in Florida certainly has its perks. Sunshine, Disney World, year-round golf courses, the list goes on and on. But, for all of the benefits, there are also some downsides. As residential roofers, the All Area Roofing team has seen firsthand how the Florida climate can have a negative impact on our client’s roofing systems. 

To keep you informed, the residential roofers at All Area are sharing the five biggest threats to your Florida roof and what you need to be aware of to protect your home. Keep reading below to learn more!

Five Major Threats to Your Florida Roof

  1. The Florida Sunshine

They certainly don’t call Florida the Sunshine State for nothing! As much as we love the Florida sun and our year-round tans, the strong UV rays and constant sunshine can do a number on our roofs. 

If you have asphalt shingles on your home, you should know that UV rays can lead to a breakdown of the chemical coating on your shingles. When this happens, the oily substance covering the shingles can evaporate, leaving them unprotected. This can lead to dry, cracked shingles. Scheduling regular maintenance with your residential roofers can help keep your shingles safe from sun damage. 

  1. Heat Degradation 

It isn’t just the damaging UV rays we’re obligated to warn you about, but the overall heat degradation your shingles may face. The extreme Florida summers can cause your shingles to rapidly expand, followed by rapid contraction when temperatures cool in the fall. This can cause straining for your shingles and lead to a number of issues. 

Your residential roofers should inspect shingles that are peeling, splitting, or cracking, as these are all major signs of heat degradation. Left untreated, these cracks leave room for moisture and water damage overtime.

  1. Heavy Frequent Rainstorms 

Native Floridians know that afternoon storms seem to appear almost every day out of absolutely nowhere. These frequent, heavy rain showers can wear down shingles and other elements of your roofing structure overtime. If they bring strong enough winds with them, they can even cause shingles to come loose from your roof. 

Loose or missing shingles can easily lead to water damage that penetrates the roof deck and compromises the overall integrity of your roofing system. Moisture can also lead to problems like mold, mildew, and wood rot in your attic. 

  1. Poor Ventilation 

As Florida based residential roofers, we firmly believe that a well ventilated attic and roofing system is one of the most important elements of your home. Poorly ventilated attics can cause air and heat to become trapped, leading to many issues for your home including decreased energy efficiency, mold, mildew, and wood rot. Avoid these issues by ensuring your home is properly ventilated and if it is not, taking the necessary steps to fix the issue.

  1. Overhanging Tree Limbs 

We love our palm trees, the bigger the better! But, only when all limbs and branches are a safe distance from our homes. When tree limbs grow long enough that they hang over your home, they become a major hazard to your roof and home in general. All it takes is one extreme storm to take a limb off and send it right onto your roof, puncturing your shingles and leading to major repairs or even a replacement. Mitigate this risk by keeping tree limbs away from your property so it never becomes an issue. 

Despite the many threats to our Florida roofs, the residential roofers at All Area Roofing would want to live anywhere else. We’ll take our UV rays and heat degradation over ice and snow pile ups any day of the week! 

If the list made you pause to consider whether your roof might be in need of a few repairs, our team is here for you. Give us a call and we can schedule you for an inspection with one of our expert residential roofers today!

What to Look for In Your Homeowner’s Insurance Policy

Choosing a homeowner’s insurance policy can be a complicated undertaking. There is so much to consider – the valuables you own, the weather in your area, the age of your home, and many other factors all come into play. But despite all of the known factors, there is one piece that is often overlooked and that is the protections for your Florida residential roofing system.

At All Area Roofing, we have worked with many Florida residential roofing clients and their insurance companies. We’ve seen good policies, bad policies, and everything in between. Although we don’t consider ourselves to be insurance experts, we have definitely learned a few things over the years, which is why we’ve assembled this guide for you!  

Whether you are a first time home buyer purchasing your first policy or a long term policyholder looking to make a change, we have advice for you! Keep reading below to learn what the All Area Roofing team advises our Florida residential roofing clients look for in a homeowner’s insurance policy.

What to Look for in Your Homeowner’s Insurance Policy

Understand if and how age is a factor

When determining coverage for your home, insurance companies will take the age of your roof into consideration. Every company handles it a bit differently, but if your home has an older roof (20+ years) you might find that:

  • Your insurance company requires a roofing inspection before approving coverage
  • Your insurance company may only offer the current cash value for a replacement, meaning that many of the costs will be out of pocket for you
  • Your insurance company of choice might flat out refuse coverage if the roof is not replaced first

Coverage for leaks can be spotty

We’ve found that for most of our Florida residential roofing clients, leaks are covered if the following circumstances are met:

  • Preventive maintenance was performed to prevent the leak in the first place
  • Action is taken quickly upon discovering the leak
  • The Florida residential roofing specialist repairing the damage is licensed and certified

If however, delays are recorded or you opt to work with an unlicensed contractor, this could cause your coverage to be voided.

Extreme weather is pretty much guaranteed, other weather is not

Most home insurance policies will cover damage caused by natural disasters such as hurricanes (good news for us Florida residents!), fires, tornadoes, etc. in what is known as an “Act of God” clause. This protects you from the many unpredictable extreme weather circumstances you might face.

What is not always covered, is damage from wind, rain, hail, and snow. When it comes to these more “standard weather” circumstances, insurance companies often take the age and condition of your roof into account, along with the specifics of your particular policy to determine coverage.

Maximums and other limitations may exist

Depending on the policy you choose to purchase, there may be spending maximums and limitations as to the contractors you can work with, materials you can use, and the type of damage that your insurance will cover. When you sign up for a policy, it can be tempting to choose the cheapest one, but we get what we pay for and when you choose a cheap insurance policy, you’re going to have low maximums and various restrictions to what you can do. 

Some insurance is always better than no insurance, but try to maximize your coverage and allowances the best your budget permits.

Insurance is complicated, there is no doubt about it. And while we might not be able to change our Florida residential roofing clients’ policies, we can at least help set you up for success. If you are a homeowner in need of roofing work, but you aren’t sure what is covered in your policy, the All Area Roofing team is here for you. Give us a call and we can work through it together, alleviating your stress, and getting your roof back to tip-top shape in no time.   

What Airport Do You Fly Into For Port St Lucie, Florida?

When visiting Florida’s Treasure Coast area, tourists have their choice of local attractions in small, picturesque communities like Port Saint Lucie, Vero Beach, Fort Pierce, Jupiter, Hobe Sound, Palm City, and Jensen Beach. Visitors also have their choice of traveling options including interstate highways like I95, the Florida East Coast Railway, or air travel.

If you’re looking to fly into the Port St Lucie, Florida area, you need to set Palm Beach International Airport (PBI) as your destination when you purchase your ticket. Vero Beach Regional Airport serves smaller craft, but commercial air travel uses PBI. From Palm Beach International Airport, you can access all those small towns as well as local state parks.

Visiting Port St Lucie from Palm Beach

The city of Port St Lucie, FL is located about fifty miles north of Palm Beach. Driving from the airport, visitors only need to take the Florida Turnpike and Interstate 95 north through Jupiter, FL. This trip will only take about an hour.

Treasure Coast Roofing Experts Protect Port St Lucie Area Properties

In the area served by Palm Beach International Airport, All Area Roofing & Construction, Inc.is the premier roofing and exterior construction company. As a locally owned company, we protect the property investments of our neighbors by offering quick roof repairs, restorations, new roof installation, and more. If you’re a property owner in and around port St Lucie, Florida, contact All Area Roofing & Construction today to see what we can do for your property.

Does Port St Lucie Have A Beach?

Located about a hundred miles north of Miami, picturesque Port Saint Lucie is right on Florida’s Treasure Coast and includes many beachfront properties, including some public parks. Though the official city of Port St Lucie is bordered by other communities like Vero Beach and Jupiter, the greater Port St Lucie area offers access to a ton of beaches as well as public, amusement, and water parks. 

Beaches in the Port St Lucie, FL Area

The best beach views in the area can be found at the Port St Lucie Botanical Gardens, a large scenic park right on the coast that showcases local flowers and plants. It’s the perfect spot to enjoy nature, picnic, take pictures, or just enjoy a moment of peace. Nearby St. Lucie Inlet Preserve State Park offers miles of beaches perfect for swimming, kayaking, sunbathing, or simply enjoying the sea and sun. Jensen Beach, located only a few miles from downtown, is probably the most popular beach in the area with soft white sands and clear blue water. 

Let Us Help Repair or Replace your Roof

In the greater Port St Lucie, FL area, the most trusted storm damage and new construction company is All Area Roofing & Construction, Inc. We’ve been installing new roofs, repairing roofs, and providing quality exterior construction in the area for fifteen years, so we understand how Florida’s climate and location affects local properties. If you’re a Port St Lucie area property owner, whether you’re on the beach or not, contact our roofing experts today.

Is Port St Lucie, Florida A Nice Place To Live?

From beaches to historic properties, the Sunshine State has a lot to offer not just visitors but residents as well. The community of Port Saint Lucie, Florida is no exception. Local attractions like beaches and parks, when added to a thriving economy and easy access to nearby metro areas, create a high quality of life for residents of Port St Lucie and surrounding communities like Vero Beach and Fort Pierce, FL. 

Port St Lucie, Florida Quality of Life

According to the 2010 US Census, Port St Lucie is the most populous city in the Florida county of the same name. Located along Interstate 95 between Miami and Orlando, the city is a transportation and commerce hub for the area. 

People who aren’t familiar with Florida’s Treasure Coast may not know why area residents enjoy this high quality of life. Let’s look at some of the local amenities that Port St Lucie, FL has to offer residents; factors include:

  • Beachfront properties
  • Historic homes and attractions 
  • High end resorts
  • Eclectic local and national brand shopping experiences
  • Fine dining with fresh, local ingredients
  • Protected greenspaces and nature centers
  • Public parks with beach access
  • Safe highways and public transportation
  • Opportunities for commercial growth

Protect Your Port St Lucie, FL Roof

Residents of Port St. Lucie and surrounding areas in Florida can rest assured their property will be taken care of by the roofing experts at All Area Roofing & Construction, Inc. We’ve been in the Port Lucie area for fifteen years and in business for over twenty, so we are dedicated to the satisfaction of area property owners. Whether you need storm damage repair or a brand new roof, contact us today for a consultation.

Is Port St Lucie Expensive?

When looking to move to Florida’s Treasure Coast, you’d be rightfully concerned about the quality of life in communities like Port St Lucie, Vero Beach, and Fort Pierce. Because of access to beautiful beaches and local attractions, Port Saint Lucie, FL has this high quality of life.

What’s the Cost of Living in the Port St Lucie Area?

This high quality of life is often connected to a high cost of living, but the Port St Lucie area’s cost of living is in line with the national average. While transportation and health care costs are slightly higher than the national average, housing and goods cost about what they would in Florida or across the nation.

Are Properties in the Port St Lucie Area Expensive?

With this high quality of life, you’d imagine that properties in the Port St Lucie, FL area would be much more expensive than the national average. However, residential properties in and around Port Saint Lucie are right in line with the national average. If you’re thinking about becoming a resident of the area, you won’t pay an exorbitant price for the property.

Let All Area Roofing & Construction, Inc. Protect Your Port St Lucie, FL Property 

Residents of the greater port St Lucie, Florida area have experienced roofing contractors to protect their investments in their local properties. All Area Roofing & Construction, Inc. expanded into the Port St Lucie, FL area in 2005, so we have experience providing high-quality roofing construction and storm damage repair. Let us help you protect your property investment in Port St Lucie, FL.