About My Safe Florida Home Program:

The “My Safe Florida Home“ program is a grant program in Florida that aims to assist homeowners in making their homes more resilient to hurricanes and other windstorms. This program was launched in 2006 and operated for several years until funds ran out.

Recently the Legislature has authorized DFS to provide a matching grant to eligible homeowners up to $10,000 for the actual cost of qualifying home hurricane mitigation projects. The program will provide $2 in grant funds for every $1 the homeowner provides. Low income grants have been increased from $5,000 to $10,000. The grants assist Floridians in retrofitting their home to harden it against storms and help lower their property insurance premiums through mandatory storm mitigation discounts.

The primary goal of the My Safe Florida Home program continues to be to reduce the vulnerability of homes to wind damage by providing eligible homeowners with free wind inspections and, in some cases, grants to make recommended improvements to enhance the resilience of homes to hurricanes and windstorms by providing financial assistance and resources for homeowners to make specific improvements. The My Safe Florida Home program is part of the state’s efforts to increase overall resilience to hurricanes and reduce potential damage.

Homeowners who qualify for the program could receive a wind inspection to assess the structural integrity of their homes and identify areas where improvements could be made to better withstand high winds.

The key components of the My Safe Florida Home program include:

1. Free Wind Inspections: Qualified homeowners could receive a free wind inspection conducted by a trained inspector. The inspection assesses various aspects of the home’s construction and provides recommendations for improvements.
2. Grants for Mitigation Improvements: Based on the inspection results, eligible homeowners could apply for grants to implement recommended improvements. These improvements often include measures such as installing storm shutters, reinforcing the roof, and upgrading doors and windows to meet current building codes.
3. Educational Resources: The program also offers educational resources to help homeowners understand the importance of wind mitigation and how specific improvements could enhance their home’s resilience.
4. Financial Assistance: The state of Florida allocates funds to support the program, allowing homeowners to receive financial assistance for implementing eligible improvements. The program aims to make these improvements more accessible to a broader range of residents.

The process of obtaining a grant typically involves several steps:

1. Application: Homeowners interested in participating in the program needed to submit an application. The application process involved providing basic information about the property and the homeowner.
2. Free Wind Inspection: Qualified applicants received a free wind inspection conducted by a trained inspector. The inspector assessed various aspects of the home’s construction and identified potential vulnerabilities to wind damage.
3. Inspection Report: After the wind inspection was completed, the homeowner received a detailed inspection report outlining the findings and recommendations for improvements. The report indicated specific areas where the home could be strengthened to better withstand windstorms.
4. Grant Eligibility: Based on the inspection results, homeowners could be eligible for grants to implement the recommended improvements. The grants were designed to cover the costs of specific wind mitigation measures, such as installing storm shutters, reinforcing the roof, or upgrading doors and windows to meet current building codes.
5. Contracting and Improvements: Once approved for a grant, homeowners needed to hire licensed contractors to carry out the recommended improvements. It was essential to use licensed professionals to ensure that the work met required standards.
6. Grant Disbursement: After the improvements were completed and verified, the grant funds were disbursed to the homeowner to cover the costs of the mitigation measures.

Feel free to download this pdf guide to Understanding & Navigating the MySafeFlHome Program:

To find FAQs or other details about the program, you can take the following steps:

1. Visit the Official Website: Go to the official website of the Florida Department of Financial Services https://mysafeflhome.com/ or any other relevant state agency. Look for a section related to housing, hurricane preparedness, or similar topics.
2. Contact the Program Administrators: If there is a specific office or department overseeing the program, consider reaching out to them directly. Contact information, including phone numbers and email addresses, is often available on official websites.
3. Check Program Materials: If the program has brochures, pamphlets, or informational materials, these may include FAQs. Such materials are often available for download on official websites.
4. Search Online: Use search engines to look for recent news articles, press releases, or any updates related to the program. Sometimes, news outlets or government sources provide information that can answer common questions.

Remember that the details and status of programs can change, so it’s crucial to rely on the latest and most accurate information from official sources.

Note: All Area Roofing and Construction is an Authorized Contractor for
My Safe Florida Home.